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Kotak Mahindra Bank • Visa • Platinum Tier

Silk Platinum Debit Card

CardIntel Score: 56/100
Zero CIBIL RequiredVerified
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Kotak Mahindra Bank
Platinum
DEBIT
Cardholder Account
Silk Platinum Debit Card
Visa
Annual Fee
₹250 + GST
Domestic Lounge
None
International Lounge
None
Forex Markup
3.5%
Account Eligibility
Account Linkage Required
Card Tier
Platinum (Visa)
Top Advantage & Why It Matters

Tailored lifestyle, wellness savings and comprehensive insurance coverage

About Silk Platinum Debit Card

The Silk Platinum Debit Card is a Platinum tier debit product issued by Kotak Mahindra Bank on the Visa payment network. Directly linked to your savings or current account, it offers transparent banking benefits, zero finance charges, and verified privileges documented directly from bank regulatory filings.

Key Benefits & Privileges

Direct perks documented from Kotak Mahindra Bank's official schedule of charges and Most Important Terms and Conditions (MITC).

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Exclusive dining, salon, and wellness privileges for women savings account holders
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Special personal accident insurance coverage up to ₹5 Lakh
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Lost card liability protection and purchase protection on POS/e-commerce swipes

Qualifying Benefit Pillars

How this debit card classifies across CardIntel's 5 benchmark categories.

Cash & RewardsQUALIFIES

Direct cashback or accelerated points on POS swipes & online retail spends.

Travel & Lounge

Domestic or international airport executive lounge access and low forex rates.

Lifestyle & Dining

Dining privileges, movie ticket discounts (BookMyShow), and golf/wellness access.

Everyday & Fuel

Fuel surcharge waivers across Indian petrol pumps and UPI QR perks.

Protection & InsuranceQUALIFIES

Accidental air/road insurance cover, purchase protection, and lost card liability.

100% Bank MITC Source Provenance

CardIntel never quotes third-party affiliate marketing blurbs. All specifications, lounge access rules, and fee structures for Silk Platinum Debit Card are derived directly from Kotak Mahindra Bank's official bank filings.

Official Documentation URL:https://www.kotak.bank.in/en/personal-banking/cards/debit-cards/debit-card-services/insurance-on-debit-card/insurance-cover.html
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Silk Platinum Debit Card
Kotak Mahindra Bank • Platinum
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